Job Description
Description The Mortgage Loan Officer actively grows the mortgage portfolio through strategic activities including networking, calling on area professionals, list calling, hosting seminars etc.
Essential Functions and Responsibilities: - Proven experience in financial services or related fields, with a focus on sales and customer relationship management.
- Strong understanding of mortgage products, including FNMA guidelines and mortgage servicing processes.
- Excellent negotiation skills with the ability to advocate for clients effectively.
- Proficient in using accounting software and other relevant tools for managing loan applications.
- Solid mathematical skills for accurate calculations related to loans and interest rates.
- Ability to perform credit analysis to assess borrower eligibility effectively.
- Strong communication skills, both verbal and written, with a commitment to providing outstanding service.
Requirements Knowledge and Skills: Experience: - 3 to 5 years of similar or related experience
- Must have established relationships with local area realtors and broker
- Must be registered by the Nationwide Multi-state Licensing System Registry (NMLS)
Education: - A two-year college degree, or
- Completion of a specialized certification or licensing; or
- Completion of specialized training courses conducted by vendor.
Interpersonal Skills: - Extensive personal contact with others of a personal and sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
Other Skills: - Computer skills including: Microsoft Office, Blue Sage (preferred)
- Interpersonal: demonstrated initiative, leadership and self-motivation; ability to prioritize duties and meet deadlines; a positive attitude; dependability; ability to maintain a regular work schedule to meet the needs of the business and punctuality are required.
Physical Requirements: - Regularly sit, talk and hear
- Use hands to finger, handle or feel objects, tools or controls
- May occasionally lift up to 10 pounds
- Close and distance vision
Work Environment (reasonable accommodations may be made for individuals with disabilities to perform essential functions) This position is hybrid, if preferred. Travel will be required and a valid driver's license is necessary. Position requires the ability to serve members on their schedule, which often involves working non-traditional hours.
Job Tags
Work at office, Local area